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An investor will see a bear market in one of two way.   They will fear for the total value of their portfolio going down   They will get excited for the chance to be able to buy stocks at a discount  A bear market is defined as, when a securities price falls 20% or more from recent highs, it also has to have widespread pessimism and negative investor support.   They may or may… Read More

What is inflation? Inflation is the decline of buying power of any given currency over time.  Remember that candy that you used to get for .50 cents when you were a kid? Well, remember that same candy now, only smaller and costing $1.00. That is inflation!  The optimal inflation rate is considered to be around 2%, but a lot of countries try to target +/-1 of that 2%.  The main point is that… Read More

You may have heard the term ”DRIP“ and asked yourself “What is that? Well, wonder no more! In this post I will be explaining DRIP from the eyes of a beginner and helping everyone reading understand this incredibly powerful investing tool.  The Acronym DRIP stands for Dividend Reinvestment Plan. This is just a fancy way of saying “If you own dividend stocks those very stocks will pay you a portion of the company’s earnings… Read More